My Tiffy and I have been searching for a home for probably 6 months. Finances have gone more in our favor and we feel like we can afford to buy a home. The process was terrible to say the least. In my previous posts I have mentioned that I did loose a car, an apartment, and was plain out being STUPID with money! This all went on my credit and I had to pay it off. When cars are taken from you the bank puts it up at the auction and takes what they can get and charge you the remaining balance from your loan to the cost of the car. I ended up paying an extra 7k for my car and almost 3k for my apartment after lawyer fees and everything. Paying it off was hard. Not because of finances especially at the time but because if I was smarter my wife and I could have that money! But she had to watch those funds go somewhere else. I had everything paid off by this last January and started working on rebuilding my credit. Well come to find out(and I knew nothing about buying a home) that when you buy a home you go off of the primary income makers credit score. Tiffys was just below an 800. Mine was at a low 430. Yeah I know lesson learned. Since that was all paid and off my credit, my score has raised well over 200+ points. FINALLY! The past is behind me and those mistakes are no longer holding me or my wife back from our dreams.
I need to stop and hold on here for a second. Thank you Tiffy for changing my life and making me believe what my potential really is! You have been through a lot and have been there for me through thick and the very thinnest of points. You're an inspiration to me and I couldn't be happier to have you as my wife and the mother of my child. Words can't express what you mean to me but all I can do is love you and continue be the worthy priesthood holder in our family. Putting God first and doing anything I can to take care of you and Sammy(my little girl) has made me that happiest man on earth. I owe it all to you and am so happy you're the keystone of my life!
Now that my credit has jumped tremendously I now have the opportunity to get into a home! In the last 6 months we have looked in every city in Utah County. There are thousands of short sales out there! Great deals for these beautiful homes. Through our search we found a lot that was priced well. We had my father in law draw up some numbers for us and see if it is reasonable for us to build. Sure building a home would be nice but it isn't just building a home that we want! We love the area and come to find out almost everyone in the area is expecting a kid... This means people around our age, and our little girls age! This means that we can help out my father in law by having him build us a custom home that costs less than a short sale with all the upgrades we could want, and a design that fits our needs! This means that I'm closer to my work and shopping! I'm sure you get the picture by now. Today we go put our offer in for the lot and submit the plans of the home to the city for approval.
Every thing that has happened is due to Tiffy and I trying to live up to what is asked and watch the promises/blessings fall through the opened windows of Heaven and help my family out.Yesterday in priesthood meeting a story was told. I won't tell it because I don't wanna type all of that up! The story made me realize that all of the stresses I had and was going through at that moment was OK and I need to realize the reality of the molding process that takes place in ones life. Our Heavenly Father has a plan for us and WILL mold us into what our potential offers. I realized also, that not only does our Savior pick up our slack with sins but will with the dumb choices we make as long as we are trying out best. We may feel like we don't deserve blessings from our Father in Heaven and in all reality we don't! BUT as we try to be our best and live good righteous lives the "slack" the "inadequacies" are taken care of through the atonement of our Savior Jesus Christ.
This is what is going on with the Grovers and a part of my testimony. I started this blog and named it Tomorrow Always Comes because of someone on my mission that turned against the church after he came home from it. It was so pessimistic and down on everything. This is not who I am or what I stand for so I created this to show the world that life doesn't have to be so bad and terrible. It's WONDERFUL! Even with the hard times I know we can find a way to Not give up and see the light in the darkness even at the end of the tunnel as Tomorrow Always Comes!
Wes that is awesome! I deeply admire and appreciate your honesty with your trials. I'm so happy things have turned out well. The spirit touched my heart as I read your story. We are in the same boat in some ways right now w/ house hunting, thinking about starting our family, and getting out of debt. Thank you so much for sharing!
ReplyDeleteWes, I never asked for an explanation back in the day. I figured that if you ever wanted to talk, you would tell me.
ReplyDeleteI hope that I had been true to myself and to you as a friend but it was hard because I was also going through tough times as well when you were--I also spent that Christmas alone.
For what it's worth, I am glad you can finally be honest with yourself and just get everything off your chest. Luckily, the Savior will always be there when we need it. I saw you post something about Elder Holland on Facebook. I recommend you look up his talk "For Times of Trouble." It won't disappoint you. Also, here is a link to another one of his talks that has helped me:
http://www.lds.org/ldsorg/v/index.jsp?hideNav=1&locale=0&sourceId=c36b88f17feae010VgnVCM100000176f620a____&vgnextoid=f318118dd536c010VgnVCM1000004d82620aRCRD
Yeah, it might sound hypocritical to be quoting conference talks as an apostate but my testimony of the Gospel is still there and I still believe in the words of His apostles.
I may not have chosen the easy road but I do hope that there is mercy for people like me in the end.
I hope that the music that has been very much a part of our friendship continues to uplift you in your hours of need.
Be good.
Love,
Mike